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Checking Accounts

Missouri Credit Union has Checking Accounts to Fit All Your Needs

Your checking account is the basis for all of your finances. Having a checking account that is easy to access, with understandable terms and helpful representatives makes life easier. Missouri Credit Union has many different checking options available for members to choose from based on your checking needs.

We have 7 locations in Columbia and Jefferson City, as well as a large CO-OP network to access your checking account with ease and convenience.

Types of Checking Accounts

All of our accounts include free VISA Debit Cards, free transactions at CO-OP ATMs, access to Anywhere Banking Tools and free eStatements.

Your Money with Interest

This account is perfect for those who are focused on earning interest on their account. Open a Your Money with Interest account with just $25 or payroll deposit, and we’ll waive the $10 monthly fee if your average daily balance is $2,500. You’ll have access to exclusive benefits like shop local, save local discounts, cell phone protection, roadside assistance, ID theft aid, travel accidental death coverage, and a Health Savings Card. Powered by BaZing

Your Money with Perks

Your Money with Perks is a great account if you want to get deals and ways to save money. Open the account with just $25 or payroll deposit, and you’ll pay a low fee of $6.00 per month. With this account, you’ll get additional perks like shop local, save local discounts, cell phone protection, roadside assistance, ID theft aid, travel accidental death coverage and a Health Savings Card. Powered by BaZing

Your Money Your Way

If you just want the basics, Your Money Your Way is the best fit for you! You’ll receive all the basic perks of an MCU checking account, and we’ll waive the $5.00 monthly fee if you have an average daily balance of $100.

Missouri Credit Union’s Your Money checking accounts allow you to pick the option that best fits your financial needs. Compare features, benefits and more.

Your Money with Interest Your Money with Perks Your Money Your Way
Which account is right for you? Earning interest is important to me. Give me deals and ways to save money. Just the basics, please.
Minimum to open $25 or payroll deposit $25 or payroll deposit $25 or payroll deposit
Monthly fee $10 avoidable fee* $6.00 $5 avoidable fee**
Free VISA Debit Card
Free Transactions at CO-OP ATMs
Anywhere Banking Tools
Free e-Statements
Shop local, save local discounts
Cell phone protection¹,²
Roadside Assistance
ID Theft Aid¹,²
Travel accidental death coverage²
Health Savings Card
Can earn interest

 

To learn more about our checking accounts, talk to one of our knowledgeable financial officers!

* $2,500 average daily balance required to waive the $10 monthly fee
** $100 average daily balance required to waive the $5 monthly fee
¹ Cell phone protection and personal identity protection are subject to additional terms and conditions.
² Insurance products are not a deposit, not federally insured, not an obligation or guarantee by the credit union, its affiliates, or any government agency.